Privacy Policy

Effective date: June 24, 2026

This Privacy Policy explains how Texas Health Insurance Quotes ("we," "us," or "our") collects, uses, shares, and protects information when you visit texashealthinsurancequotes.com (the "Site") or submit a quote request. By using the Site, you agree to the practices described below.

1. Information We Collect

When you request a quote, we collect the information you provide directly, including:

• First and last name
• Phone number and email address
• ZIP code
• Date of birth
• Household size
• Estimated annual household income range

We also automatically collect limited technical information when you visit the Site, such as your IP address, browser type, device type, and general usage data (e.g., pages viewed, referring URL), typically through standard web server logs and any analytics tools we use.

We do not ask for, and you should not submit, Social Security numbers, government ID numbers, financial account numbers, or detailed medical or health history through this Site.

2. How We Use Your Information

We use the information you submit to:

• Match you with a licensed health insurance advisor in your area
• Estimate potential plan eligibility and subsidy/premium tax credit qualification
• Contact you by phone, text message, and/or email regarding health insurance options, including by automated dialing or messaging technology
• Operate, maintain, and improve the Site
• Comply with legal and regulatory obligations

3. Consent to Be Contacted

By submitting your information through this Site, you expressly consent to be contacted by Texas Health Insurance Quotes and/or a licensed insurance advisor at the phone number and email address you provide, including by call, text/SMS, and email — even if your number is on a Do Not Call list — for purposes related to health insurance options. Consent is not a condition of purchasing any product or service, and message and data rates may apply from your carrier. You may revoke consent at any time by replying "STOP" to a text message, asking a representative on a call to stop contacting you, or by contacting us using the information in Section 9 below.

4. How We Share Your Information

We do not sell your personal information. We may share the information you submit with:

• Licensed health insurance advisors and agents who will contact you about your quote request
• Our customer relationship management (CRM) and lead-routing service providers, used solely to deliver your request to the appropriate advisor
• Service providers who help us operate the Site (e.g., form-processing and hosting providers), under obligations to handle your data securely and only for the purposes we direct
• Regulators, law enforcement, or other parties when required by law, or to protect our legal rights

We may update the specific service providers we use as our operations change; this policy will be updated to reflect material changes.

5. Cookies & Tracking Technologies

The Site may use cookies or similar technologies to remember your progress through the quote form, measure Site traffic, and understand how visitors use the Site. You can disable cookies through your browser settings, though some Site features may not function properly without them.

6. Data Retention

We retain the information you submit for as long as reasonably necessary to fulfill the purposes described in this policy, including matching you with an advisor, maintaining business records, and complying with legal, accounting, and regulatory requirements.

7. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect your information from unauthorized access, use, or disclosure. No method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

8. Your Privacy Rights

Depending on where you live, you may have rights under applicable law — including the Texas Data Privacy and Security Act and, for California residents, the California Consumer Privacy Act (CCPA/CPRA) — to:

• Know what personal information we have collected about you
• Request a copy of, correct, or delete your personal information
• Opt out of the sale or "sharing" of personal information (we do not sell personal information)
• Not be discriminated against for exercising these rights

To exercise any of these rights, contact us using the information in Section 9. We will verify your request and respond within the timeframe required by applicable law.

9. Contact Us

For questions about this Privacy Policy or to exercise your privacy rights, contact us at hopehealthcoverage@gmail.com.

10. Children's Privacy

The Site is not directed to individuals under 18, and we do not knowingly collect personal information from children. If you believe a child has submitted information to us, contact us and we will delete it.

11. Not Insurance; No Medical Information

This Site provides general information and a quote-request service. It is not an insurance company, does not provide insurance coverage, and is not a substitute for medical advice. We do not collect or process Protected Health Information (PHI) as a covered entity or business associate under the Health Insurance Portability and Accountability Act (HIPAA); the information collected here relates solely to insurance shopping (contact details, household size, and income range), not medical treatment or claims history.

12. Third-Party Links

The Site may link to third-party websites. We are not responsible for the privacy practices or content of those sites, and we encourage you to review their privacy policies.

13. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after changes are posted constitutes acceptance of the revised policy.